Sotiwa loan app is offered by Sotiwa Ltd. The Sotiwa loan app is available on the Google Playstore and is accessible to all Kenyans and has over 1K+ downloads as well as a 3.1/5 star rating with 10+ reviews in the Playstore.

SOTIWA LOAN USSD CODE

Analog phone users can access the service by dialing the Sotiwa USSD code *243*90#.

SOTIWA LOAN REQUIREMENTS

To be able to use Sotiwa loan app, one needs to own a phone, be at least 18 years with a valid national ID and also be a registered Safaricom subscriber.

SOTIWA LOAN APP DOWNLOAD

First-time users only need to go through a short registration process providing Personal identification information like National ID number, Full name, Age, etc.

 

SOTIWA LOAN AMOUNT LIMITS

Sotiwa loan limits vary with a minimum of Ksh1,000 and the maximum of Ksh20,000.

SOTIWA LOAN INTEREST RATE

Sotiwa loans attract an interest rate of 20%

SOTIWA LOAN REPAYMENT DURATION

Sotiwa loans currently offers short term loans with a repayment period of 30 days.

REPAY SOTIWA LOAN USING SOTIWA PAYBILL NUMBER

To make a Sotiwa loan repayment, follow these steps:
1. Navigate to M-Pesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 568666
5. For account number, enter your M-Pesa number on which you registered with.
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.

SOTIWA LOAN APP PERMISSIONS

SOTIWA LOAN LATE REPAYMENT PENALTIES

Late Sotiwa loan repayments will reduce your future Sotiwa loan limits and the risk of being listed with CRB thus ruining your credit score.

SOTIWA LOAN OVER PAYMENTS

The excess amount is moved to your mobile wallet on your Sotiwa loan account which you can access anytime.

SOTIWA LOAN CONTACTS

Phone: +254 728 221 717

Email: statements@sotiwa.co.ke