See Also: Get Fast Cash In Seconds: Kenya’s Best Loans Apps Of 2023 Revealed!

Skypesa loan app is provided by bobjack.The Skypesa loan app can be downloaded from the Playstore, is accessible to all Kenyans and has over 10K+ downloads as well as a 3.6/5 star rating with 60+ reviews.

SkyPesa Loan App Download And Registration

Download, install and launch the SkyPesa app from the Playstore.

Grant app access to the necessary permission requests such as;

• SMS: to monitor cash flow patterns for credit risk assessment.
• Location: to reduce fraud risks and provide customized loan offers.
• Contacts: for reference detection and auto population of data.
• Storage: to upload files and images during loan application.
• Camera: to provide a seamless easy through easy scanning and capture of KYC documents.

Proceed and agree to the app’s privacy policy by selecting the checkbox.

Click on ‘Apply’ followed by ‘Register’

Enter your mobile number and click on ‘Get Captcha’ in-order to receive a verification code via SMS that you will input in the empty captcha field.

Generate and confirm your personalized password that will be used for all future logins to the Skypesa app then tap on ‘Register’

Click on ‘Apply loan’ once again to begin filling in the required personal information such as;

• Basic info: names, national ID number, gender, data of birth, marital status, education level, job, income, address and contact details.
• Contact info: two contact details of referees including name, relationship and phone number.

How To Apply For Skypesa Loan

On the loan application page, your eligible loan limit will be displayed a well as the duration, amount to be received and amount to be repaid.

Additional details include;

• M-PESA account number
• Interest charged
• Penalty charged per day in the event of default

Tap ‘Submit’ to finalize the loan application. The application will be under review for 24 hours after which you will receive notification via SMS on whether the application is approved or declined.

Skypesa Loan Amount, Interest Rate and Repayment Duration.

Skypesa loan amounts start from a minimum amount of Ksh2000 to a maximum amount of Ksh20,000 with an interest rate of 28% for a period of 8 days.

How To Repay Skypesa Loan

Skypesa loans can be repaid using the paybill number 4084161 and account number as the phone number.

How To Contact Skypesa Customer Support

Phone: 011 580 7913