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Gone are the days whereby you would need to attach a whole briefcase of documents in order to secure a loan. Nowadays, its all made easy through our mobile phones via use of mobile money lending apps.

These apps do not need collateral or a chain of guarantors in-order to disburse emergency mobile loans at their users’ requests. Although the Google Play store is overrun by numerous apps claiming to offer loans, not all of them back their statements.

Below is a summarized list of mobile money lenders who actually disburse loans upon attaining their various requirements. Also, we have provided the minimum and maximum loan amounts, repayment periods, rates as well as their respective Paybill numbers.

NOTE- To further increase your chances of being offered a loan, kindly input the provided referral codes below during registration.

Name Provider Min Max Days Rate Paybill
Bayes Pi Capital Ltd 800 30K 14 14% 599862
30 24%
30 24%
Berry* Finberry Capital Ltd 500 50K 30 8-15% 977888
Branch* Branch International 250 70K 21 13-29% 998608
30
Haraka* Getbucks Pty Ltd 500 50K 30 23.45% 817910
HF Whizz HF Group 1K 50K 1-180 10% 100400
iPesa XCredit 1K 50K 14 16%
Kakitu Kakitu LLC 300 10K 2 7%
5 14%
14 21%
25 30%
KCB Mpesa KCB/Safaricom 50 1M 30 7.05%
Kuwazo Kuwazo Capital Ltd 500 30K 14 15% 149719
21 20%
28 14%
LoanBee* Weza Ventures 100 40K 21 16.7% 923745
30 18.8%
Loop CBA 365 714777
Mkey Finserve Africa 300 50K 30 1-9% 778588
Mshwari CBA/Safaricom 100 50K 30 7.5%
Okash* OneSpot Tech Ltd 2.5K 50K 14 14% 612224
21 16.8%
OkoaMia OkoaMia Ventures 100 900 5 10% 519608
Okolea Okolea International 600 250K 2 5% 245316
7 8%
14 11%
21 13%
28 15%
Opesa TK Ltd 2K 10K 14 16.8% 606280
Saida GreenShoe Capital 600 25K 30 7.5-10% 854400
Senti RoamTech 500 40K 14 22% 517910
1.5K 40K 30 17%
Shika Alternative Circle 500 20K 30 15% 811655
Stawika Stawika Capital Ltd 200 21 21.44% 830685
Tala Tala Mobile 500 30K 21 5-11% 851900
30 7-15%
Timiza Timiza 50 100K 30 6.08% 300067
Ubapesa UbaPesa Ltd 500 70K 10 10% 144966
20 14%
Zenka* Zenka Finance 500 20K 1-30 29% 979988

NOTE: For new applicants, please input the below CODES during registration.

  • Berry*– BM43PHT0

  • Branch*– s6m3k5

  • LoanBee*– SW7E6M8TQL

  • Zenka*– EK6P

  • Okash*– ACEXKN

  • Haraka*– 3VHT1SM

  • PesaZone*– VING113