NHIF membership is usually limited to one spouse and any additional spouses requires individual covers implying one NHIF cover cannot accommodate 2 wives/husbands.
One requirement of adding a spouse to NHIF is to provide evidence of union as man and wife through the submission of a marriage certificate.
However, most domestic unions in Kenya lack official marriage certificates due to various arrangements such as customary weddings or ‘come-we-stay’ relationships.
Fortunately, lack of a marriage certificate does not prevent the addition of a spouse to a NHIF cover.
Below is how one can add, remove or change a spouse in NHIF without a marriage certificate.
How To Add Spouse To NHIF Without Marriage Certificate
To add a spouse to NHIF without marriage certificate, you are required to visit any of the huduma centres in Kenya and present a copy of your national ID and a copy of an affidavit from an advocate/magistrate/commissioner of oaths.
In this case, the affidavit acts as a ‘marriage certificate’ and can be obtained at average Kes1,000 at any reputable lawyer’s firm.
Note: It takes approximately 28 days for NHIF to be active after adding a spouse.
How to Remove Spouse From NHIF Cover
Removing a spouse from an NHIF cover can be as a result of either divorce or death.
In each of the above circumstances, you are required to physically visit my of the huduma centers and provide either a copy of divorce certificate or death certificate respectively as well as copy of your national ID
How to Change Spouse In NHIF Cover
Similar to removing a spouse from NHIF, one can also opt to change a spouse.
Therefore, to do this, simply visit any huduma centre available countrywide and submit a copy of your ID card and either divorce/death certificate as well as a copy of signed affidavit from an advocate/magistrate/commissioner of oaths inorder to add the new spouse.