Ipesa Loan App [2023]- How To Apply, Repay, Interest rate, Contacts

ipesa loan app

IPesa loan app is offered by XCredit. The iPesa loan app is available on the Google Playstore and is accessible to all Kenyans and has over 500K+ downloads in addition to a 3.9/5 star rating with 3.8K+ reviews.

IPESA LOAN REQUIREMENTS

All one need for eligibility is an a Safaricom phone number, be at least 18 years of age who possesses a valid National ID.

Additionally, the ipesa loan app requires access to your phone data in order to determine your eligibility.

IPESA LOAN APP DOWNLOAD

Download, install and launch the ipesa loan app.

Input your phone number and click on ‘Click to get’ to receive an OTP code via SMS that you will use to Login/Register.

IPESA LOAN AMOUNT LIMITS

Ipesa loan app loans range from as low as Ksh2,000 to a maximum of Ksh10,000

IPESA LOAN INTEREST RATE

The Ipesa interest rate is charged at 15%

IPESA LOAN REPAYMENT DURATION

The ipesa loans provided are repayable within 14 days from the date of disbursement.

 

REPAY IPESA LOAN USING IPESA PAYBILL NUMBER

To make a repayment for the ipesa loan, follow these steps:
1. Navigate to M-Pesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 192010
5. For account number, enter your M-Pesa number on which you registered with.
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.

See also  ImaliPay: The Loan App Targeted Towards Kenyan Online Drivers [2023]

IPESA LOAN APP PERMISSIONS

This IPesa loan app has access to:

  • Contacts- read your contacts and modify your contacts
  • Location- approximate location (network-based) and precise location (GPS and network-based)
  • Phone- read phone status and identity
  • Photos/Media/Files- read the contents of your USB storage and modify or delete the contents of your USB storage
  • Storage- read the contents of your USB storage and modify or delete the contents of your USB storage
  • Camera- take pictures and videos
  • Wi-Fi connection information- view Wi-Fi connections
  • Device ID & call information- read phone status and identity

Other

  • Receive data from Internet
  • View network connections
  • Connect and disconnect from Wi-Fi
  • Full network access
  • Prevent device from sleeping

IPESA LOAN LATE REPAYMENT PENALTIES

Late IPesa loan repayments automatically incur a fee of 2% per day as well as inability to get subsequent or larger IPesa loans.

IPESA LOAN OVER PAYMENTS

After reconciliation of all payments, excess funds will be reversed to your M-PESA account within 15 days.

IPESA LOAN CONTACTS

Phone: 0757 222 979

Facebook: iPesaKenya

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25 Responses

  1. Anonymous says:

    The worst lenders . On 5th Sept they engaged my phone with 201 calls and it was my due date . I don’t know who’s behind this ipesa who has not toldll his employees how to deal with customers.

  2. Anonymous says:

    Its asking me for code number which is not there,

  3. Harry says:

    Am we’ll

  4. Florence Wanzala says:

    Open the app for application of 10,000/=.

  5. Esther mapesa says:

    Need the loan

  6. Frederick odijo odijo says:

    Ipesa really save the situation

  7. Please send me that many-8000/

  8. Rapei nkarisio says:

    That’s good

  9. How to get loan of 8000

  1. January 25, 2021

    […] is one of Kenya’s most prominent loan sites, where borrowers can access as low as Kshs. 500 and a maximum of Kshs. 50,000 once credits are paid […]

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