AfyaCredit: The Loan App Designed For Hospital Bill Payments [2021]

AfyaCredit is a loan app operated by PharmaAccess that enables the provision of credit facilities towards payment of NHIF premiums and hospital bill payments.

The service is available to both active and recently active NHIF members whereby approved loans are sent directly to one’s NHIF account or preferred hospital.

How To Register For Afya Credit Loan

To register for AfyaCredit, you need to follow the below procedure;

  • Dial *296#
  • Select option 1: Register
  • Enter first name
  • Enter last name
  • Enter date of birth in the format day/month/year
  • Enter national ID number
  • Create 4-digit PIN
  • Read and Accept the Terms and Conditions

Upon successful registration, you will receive an SMS confirming the same.

How To Apply For Afya Credit Loan

AfyaCredit offers two categories of loans i.e Loans to pay NHIF and loans to pay for hospital treatment each with its individual application procedure.

a) How To Apply For Loans To Pay NHIF

  • Dial *296#
  • Select option 1: Loan to pay NHIF
  • Enter your 4-digit PIN
  • Select option 1: Get NHIF loan
  • Choose your preferred loan amount from the list provided
  • Select your preferred repayment period

Upon fulfilment of the above, you will receive a summary of your loan details such as; fee charged, loan amount due and repayment due date.

Proceed and accept the terms once you agree to the loan details.

b) How To Apply For Loan To Pay For Treatment

  • Dial *296#
  • Select option 2: Loan to pay for treatment
  • Enter your 4-digit PIN
  • Select option 1: Get loan to pay for treatment
  • Select your sub-county among the list provided
  • Select your preferred hospital within the sub-county provided
  • Enter the loan amount
  • Select your preferred repayment period

Upon fulfilment of the above, you will receive your loan summary detailing the service fee charged, loan amount and due date.

AfyaCredit Loan Amounts, Interest Rate & Repayment Duration

AfyaCredit offers loan amounts up to a limit of Ksh2,500 to be repaid in durations of either 1,2 or 3 months at varying interest rates.

For a 1-month loan, the service fee charged is 7%, 2-month is 14% and 3-month is 21%

How To Repay AfyaCredit Loan

To repay loans due, go to Lipa Na Mpesa menu and use the paybill number 788202 and account number as your ID number.

Failure to repay the loans upon the due date will lead to an additional 5% penalty fee on the outstanding amount.

How To Contact AfyaCredit Customer Support

Phone: 0800 720 719 (toll free)

Email: afyacredit@pharmaccess.or.ke



Categories: Loan Apps

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