Mshwari is a product of the partnership between NCBA bank and Safaricom.

The Mshwari loan service offers loan limits ranging from as low as Ksh100 Ksh2,000 to Ksh50,000 for a period of 30 days.

Mshwari loans are accessible via the Sim Toolkit menu, mySafaricom app as well as Ussd code *334#

Similarly, the same avenues can also be used to check Mshwari loan balance.

To check Mshwari loan balance do so;

Via Sim Toolkit

  • Go to Sim Toolkit menu
  • Select ‘Safaricom’, followed by ‘Mpesa’ then ‘Loans and Savings’
  • Select ‘Mshwari’, then ‘Loan’ and finally ‘Loan Balance’
  • Proceed and input your Mpesa PIN
  • You will receive an SMS message contains your Mshwari loan balance

Via MySafaricom App

  • Download, install and register via the MySafaricom app
  • Go to ‘Mpesa‘ tab, then to ‘Loans & Savings
  • Next, tap on ‘Mshwari‘ followed by ‘Loan‘ to view your Mshwari loan balance.

Via Ussd Code

  • Dial the Ussd code *334#
  • Select option 4: ‘Loans & Savings
  • Then Select option 2: ‘Mshwari
  • Lastly select option 4: ‘Check balance
  • Input your Mpesa PIN to proceed and have your Mshwari balance sent via SMS message.