CaritasAndRafiki Banks

Microfinance banks are a section of the financial institutions regulated and governed by the Central Bank Of Kenya.

However, they should not be mistaken with commercial banks since they largely tend to cater to small scale businesses unlike commercial banks.

Currently, there are 13 licensed microfinance banks in Kenya which undertake various functions such as deposit-taking as well as offer credit.

In support of the said functions, these banks have adopted digital systems like USSD codes, apps and Paybill numbers to enhance service delivery.

Below, we look at some of the USSD codes, Paybill numbers and apps offered by microfinance banks in Kenya.

MICROFINANCE BANK APP NAME PAYBILL USSD CODES
Caritas Not Available 899790 *810#
Century Hela247 888600 *871#
Choice Not Available 990360
Daraja Not Available 800642
Faulu Not Available 328585 *339#
Kenya Women Finance Trust Not Available 101200 *859#
Rafiki Not Available 802200 *366#
Key ( Formerly Remu) Not Available 953300 *356#
SMEP CashKash 777001 *741#
Sumac Not Available 984800 *882#
U & I Not Available 509900 *356#
Uwezo Uwezo Kash 756231
Maisha M-Fanisi 905555