Fuliza is an overdraft service from Safaricom that allows M-PESA customers to complete their M-PESA transactions when they have insufficient funds in their M-PESA account.
Registered M-PESA customers with an active Safaricom line can access this service by dialing *234# then selecting Fuliza Mpesa to opt in.
Upon activation, new members are usually allocated limits which are increased over time depending on one’s active usage of the Safaricom services inclusive of M-PESA.
However, such increases are only effected after a 3-month duration review by Safaricom.
Nonetheless, there seems to be a glitch in the matrix, if some of the comments by members of this popular mobile loans facebook group are anything to go by.
One member recently discovered that he could beat the Safaricom systems and bypass the 3-month wait for a Fuliza limit review and instantly increase his limit ten-fold!
This triggered a myriad of comments whereby this was replicated by a section of members who admitted that it was indeed possible but there was a 50/50 chance that one’s limit would increase or alternatively be reset back to zero!
So, what is the trick? You might ask.
Well, it’s simple. Just Opt Out then Opt back In.