tajiri loan app

Tajiri loan app is offered by Tajiri. The mobile loan app is available on the Google Playstore and is accessible to all Kenyans and has over 10K+ downloads as well as a 3.3/5 star rating with 0.4K+ reviews.

REQUIREMENTS/ ELIGIBILITY

To be able to use the Utajiri app, one needs to own a smartphone, be at least 18 years with a valid national ID and also be a registered Safaricom subscriber.

In addition, users must also grant the app permission to access your phone data in order to further ascertain the user’s eligibility.

REGISTRATION PROCESS

Download the app, install and follow the registration prompts to completion.

LOAN AMOUNTS

Loan amounts range from Ksh 200 to a maximum of Ksh 30,000.

FEE RATE

Interests rates can go as high as 40% depending on amount and repayment period.

REPAYMENT DURATION

Repayment period ranges from 7, 14, 21 and 28 days.

REPAYMENT PROCEDURE

To make a repayment, follow these steps:
1. Navigate to M-Pesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 784221
5. For account number, enter your M-Pesa number with which you registered with.
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.

APP PERMISSIONS

This app has access to:

  • Identity- find accounts on the device
  • Contacts- find accounts on the device and read your contacts
  • Location- approximate location (network-based) and precise location (GPS and network-based)
  • Phone- read phone status and identity
  • Device ID & call information- read phone status and identity

Other

  • receive data from Internet
  • view network connections
  • full network access
  • run at startup
  • prevent device from sleeping

LATE REPAYMENTS

Late payments incur a 1% penalty fee per day on the outstanding principal from the due date.

OVER PAYMENTS

NIL

REPAYMENT DATE EXTENSION

Yes. This option is valid for active loans that are not 30 days past due and can be accessed via the ‘Extend‘ tab. The extension terms allows you to postpone repayment by either 7 days, 14 days, 21 days or 28 days.

However, the extension fee will depend on the extension term and will be displayed upon request for extension.

CONTACT DETAILS

Email- customercare@utajiri.co.ke