senti loan app

Senti loan app is offered by RoamTech. The mobile loan app is available on the Google Playstore and is accessible to all Kenyans and has over 100K+ downloads as well as a 4.3/5 star rating with 5.2K+ reviews.

REQUIREMENTS/ ELIGIBILITY

Senti app requires users to be at least 18 years old with a valid national ID, be a Safaricom subscribed member with access to M-PESA service.

It also requires data access from your phone inorder to calculate your creditworthiness and ultimately your eligibility to be considered for a loan.

REGISTRATION PROCESS

1. Download and install the Senti app
2. Register your correct details on the Senti mobile app
3. Verify your details with the One time password sent to you
4. Apply for a loan and get fast cash sent directly to your M-Pesa

LOAN AMOUNTS

Senti loan amounts range from Ksh 500 to a maximum of Ksh 40,000

FEE RATE

Fee charges range from 17% to 22% depending on repayment period i.e 22 % ( 14 days ) and 17% ( 30 days )

REPAYMENT DURATION

Loan offers are repayable in 14 days or 30 days.

REPAYMENT PROCEDURE

To make a repayment, follow these steps:
1. Navigate to M-Pesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 517910
5. Enter your M-Pesa number beginning with the prefix +254 with which you registered with as the account number.
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.

APP PERMISSIONS

This app requires access to:

  • Contacts – read your contacts

  • Location – approximate location (network-based) and precise location (GPS and network-based)
  • SMS – read your text messages (SMS or MMS) and receive text messages (SMS)
  • Phone – directly call phone numbers and read phone status and identity
  • Photos/Media/Files – read the contents of your USB storage and modify or delete the contents of your USB storage
  • Storage – read the contents of your USB storage and modify or delete the contents of your USB storage
  • Camera – take pictures and videos
  • Wi-Fi connection information – view Wi-Fi connections
  • Device ID & call information – read phone status and identity

Other

  • Update component usage statistics

  • Receive data from Internet
  • View network connections
  • Full network access
  • Run at startup
  • Draw over other apps
  • Control vibration
  • Prevent device from sleeping
  • Read Google service configuration

LATE REPAYMENTS

Automatic late repayment penalty fee charge calculated on any outstanding amount in respect of the loan.

OVER PAYMENTS

N/A

REPAYMENT DATE EXTENSION

None.

CONTACT DETAILS

Phone: 0712 517 910