HF Whizz loan

HF Whizz is a loan app offered by HFC Limited. The app is available on the Google Playstore and is accessible to all Kenyans and has over 100K+ downloads as well as a 3.2/5 star rating with 5.9K+ reviews.

USSD CODE

Non-smartphone users can also access the HF Whizz loan service by dialling *618#

REQUIREMENTS

To be able to use the HF Whizz app, one needs to own a phone, be at least 18 years with a valid national ID and also be a registered Safaricom subscriber.

REGISTRATION PROCESS

Download, install and launch the HF Whizz app.

Create your account by providing your phone number and national ID number. Afterwards an activation code will be sent via SMS.

Input this code and set your PIN to complete the activation process.

LOAN AMOUNTS

HF Whizz offers loans ranging from Ksh. 1,000 to Ksh. 50,000

FEE RATE

The loan amount in total will be charged an interest rate of 7.725%.

REPAYMENT DURATION

The loans attract a repayment period of 30 days.

REPAYMENT PROCEDURE

Method 1 ( Via App )

1. Launch the HF Whizz app and login
2. Select ‘Loans’
3. Select ‘Repay Loan’
4. Enter the amount
5. Proceed to make the repayment

Method 2 ( Via Paybill )

To make a repayment, follow these steps:
1. Navigate to M-Pesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 100400
5. For account number, enter your M-Pesa number on which you registered with.
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.

APP PERMISSIONS

This app has access to:

  • Phone- directly call phone numbers and read phone status and identity
  • Device ID & call information- read phone status and identity
  • SMS- receive text messages (SMS) and read your text messages (SMS or MMS)
  • Location- approximate location (network-based) and precise location (GPS and network-based)
  • Storage- modify or delete the contents of your USB storage and read the contents of your USB storage
  • Camera- take pictures and videos
  • Photos/Media/Files- modify or delete the contents of your USB storage and read the contents of your USB storage
  • Contacts- read your contacts

Other

  • Receive data from Internet
  • Full network access
  • Prevent device from sleeping
  • View network connections
  • Control vibration
  • Read Google service configuration

LATE REPAYMENTS

Late repayments attract future reduced loan limits as well as a damaged credit score. Prolonged loan repayment will result in being blacklisted by CRB.

OVER PAYMENTS

Any excess funds will remain in your HF Whizz account.

REPAYMENT DATE EXTENSION

None.

CONTACT DETAILS

Phone: 0709 438 000 / 0709 438 888

Toll free: 0800 721 400

Email: customer.service@hfgroup.co.ke