HF Whizz is a loan app offered by HFC Limited. The app is available on the Google Playstore and is accessible to all Kenyans and has over 100K+ downloads as well as a 3.2/5 star rating with 5.9K+ reviews.
Non-smartphone users can also access the HF Whizz loan service by dialling *618#
To be able to use the HF Whizz app, one needs to own a phone, be at least 18 years with a valid national ID and also be a registered Safaricom subscriber.
Download, install and launch the HF Whizz app.
Create your account by providing your phone number and national ID number. Afterwards an activation code will be sent via SMS.
Input this code and set your PIN to complete the activation process.
HF Whizz offers loans ranging from Ksh. 1,000 to Ksh. 50,000
The loan amount in total will be charged an interest rate of 7.725%.
The loans attract a repayment period of 30 days.
Method 1 ( Via App )
1. Launch the HF Whizz app and login
2. Select ‘Loans’
3. Select ‘Repay Loan’
4. Enter the amount
5. Proceed to make the repayment
Method 2 ( Via Paybill )
To make a repayment, follow these steps:
1. Navigate to M-Pesa in your Safaricom menu on your phone
2. Select Lipa na M-PESA
3. Choose the Paybill option
4. Enter the Paybill number 100400
5. For account number, enter your M-Pesa number on which you registered with.
6. Enter your repayment amount
7. Enter your M-PESA pin
8. Confirm that all details are correct and press ‘OK’.
This app has access to:
- Phone- directly call phone numbers and read phone status and identity
- Device ID & call information- read phone status and identity
- SMS- receive text messages (SMS) and read your text messages (SMS or MMS)
- Location- approximate location (network-based) and precise location (GPS and network-based)
- Storage- modify or delete the contents of your USB storage and read the contents of your USB storage
- Camera- take pictures and videos
- Photos/Media/Files- modify or delete the contents of your USB storage and read the contents of your USB storage
- Contacts- read your contacts
- Receive data from Internet
- Full network access
- Prevent device from sleeping
- View network connections
- Control vibration
Read Google service configuration
Late repayments attract future reduced loan limits as well as a damaged credit score. Prolonged loan repayment will result in being blacklisted by CRB.
Any excess funds will remain in your HF Whizz account.
REPAYMENT DATE EXTENSION
Phone: 0709 438 000 / 0709 438 888
Toll free: 0800 721 400