π¦πΊ SpotMeNow Loan Review [2023] : How It Works, Application, Payment, Contacts
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SpotMeNow (Australia) is an online loan service provided by Spot Me Finance Pty Ltd under credit license 450321 that is available to Australian residents.
SPOTMENOW LOAN REQUIREMENTS/ELIGIBILITY
To be eligible for SpotMeNow loans, an applicant is required to be an Australian resident of at least 18 years of age with regular income and no credit default history.
SPOTMENOW LOAN REGISTRATION AND APPLICATION
1. Navigate to the online loan application page
SPOTMENOW LOAN AMOUNT LIMITS
The loan amounts range from a minimum of $1,000 to a maximum of $5,000
SPOTMENOW LOAN INTEREST RATES
The loans attracts a 20% establishment fee and a 3.75% per month of the principle amount borrowed.
SPOTMENOW LOAN TERM
The loans have a loan term of 6-24 months whereby repayment is through automatic direct debit from oneβs account as per set due dates.
Early payments are not penalized while a fee of $10 is charged whenever a direct debit is made partially or due date is rescheduled, $5/per day charged on overdue loans and $20 for cancelling a direct debit.
SPOTMENOW LOAN CONTACTS
Suite 138, 41/464-480 Kent Street
Sydney, NSW 2000
Email: info@spotmenow.com.au